Your Payment System is Costing You Money — And How to Fix It

Introduction:

If you’re like most contractors, you probably assume your payment system is just a necessary cost of doing business. Credit card fees, slow deposits, and complicated invoicing have been normalized in the construction world. But here’s the truth: your payment system is silently draining thousands of dollars from your bottom line every year. The good news? There’s a better way.

The Hidden Cost of Credit Card Fees

Every time a client swipes a card, you’re paying an average of 3% in processing fees. On a $20,000 siding job, that’s $600 gone instantly. Multiply that across dozens of projects per year, and you’re easily losing tens of thousands. For contractors working in thin-margin environments, these fees are profit killers.

Slow Transfers Mean Cash Flow Headaches

Construction is a cash-flow business. You’ve got materials to buy, crews to pay, and subs waiting for checks. Traditional processors take 2–5 business days to deposit funds. That delay can put you behind on supplier payments, force you to dip into credit lines, and create unnecessary stress.

ACH Payments: The Smarter Way

ACH (Automated Clearing House) transfers are faster, more secure, and dramatically cheaper than card payments. With ACH, you can cut processing fees down to pennies per transaction while giving your clients a safe and convenient way to pay directly from their bank account.

Dual Pricing: Give Customers a Choice

Dual pricing lets you present two options at checkout: pay by card with a small service fee, or pay by ACH/check at no cost. Customers appreciate the transparency and flexibility, while you finally escape the cycle of eating credit card fees yourself.

The Builder Pay Pro Fix

Builder Pay Pro was designed specifically for contractors to solve these exact problems. With BPP, you:

• Eliminate card fees with dual pricing.

• Speed up payments with instant or next-day ACH.

• Simplify invoicing with integrated tools.

• Keep more of your hard-earned profit.

Conclusion
Your payment system shouldn’t be the reason you’re losing money. If you’re tired of watching your profit margin disappear with every swipe, it’s time to upgrade. Builder Pay Pro helps contractors like you get paid faster, keep more cash, and finally take control of your bottom line.

👉 Ready to eliminate credit card fees? Learn more at Builder Pay Pro